Do you have a medical condition or have you been ill? In that case, before you submit an application for life insurance, you should first inquire with which party it would be best to take out the insurance. If you choose an insurer, proxy or intermediary with customised routes for people with a higher medical risk, then you are much more likely to be able to take out good insurance. Have you already been rejected by another insurer? Then it is good idea to find out which parties offer customised routes. DH Reinsurance is a reinsurer and works with a number of partners to increase the insurability of people with a medical condition.
At De Hoop we believe that every customer is unique. That is why our medical advisors assess each file personally. We have our own extensive database with figures and experience data and are aware of the latest medical publications and insights. The chance that you can take out insurance via a tailor-made route if there is an increased risk of death is therefore much greater.
Your application will be forwarded to DH Reinsurance with your application form and your medical file. The medical acceptor of DH Reinsurance sends your medical file to one of DH Reinsurance’s medical advisors. He will assess your file and then one of three situations will arise:
In all cases:
If you’d like to know more about our procedure and customised routes, please contact us.