Medical conditions can sometimes be difficult to insure. And that applies not only to rare conditions, but also to medical conditions that are increasingly common, such as cancer, diabetes, obesity and cardiovascular disease. These conditions do not always fit within the acceptance criteria of the insurers.
We are a Dutch reinsurer. In the Netherlands we operate under the name De Hoop, abroad under the name DH Reinsurance. By ceding a life insurance policy to us, insurers do not have to bear the financial risks themselves. Our many years of experience and unique expertise ensure that insurers can accept almost every client.
Do you want to take out life insurance and are you chronically ill or have been ill in the past? Then the outcome of the application is often uncertain. Tell your financial advisor or insurer about DH Reinsurance. With our years of experience and specialist medical knowledge, we can ensure that the insurer accepts you and makes you an appropriate offer.
Every life insurer can pursue a socially responsible acceptance policy with DH Reinsurance. We offer you as an insurer the option of ceding the life insurance to us so that we take over the financial risk, which means that in most cases insurance is possible.
Since DH Reinsurance was founded in 1905, we have built up a unique amount of medical expertise. Complex medical conditions are expertly translated by our medical advisors into an appropriate risk profile. Whether it concerns common conditions such as obesity, diabetes, cardiovascular disease or cancer, or rare conditions, the involvement of DH Reinsurance as the reinsurer makes it possible for insurers to accept these risks.