If there is an increased medical risk, it is not always easy to take out a life insurance policy. Insurers can reject the application. DH Reinsurance wants to prevent people from being uninsured against their will. We have been active as a reinsurer since 1905. More and more insurers are finding out about us. That is a good thing because the more people who know about DH Reinsurance, the greater the chance that people who are ill or have been ill can take out a good life insurance policy.
No, that is not possible. We are a reinsurer. Insurers can assign life insurance to us if there is an increased medical risk. As a client you will not notice this, but in this way we make it possible for insurers to accept you as a client.
We are a small, accessible organization with short lines of communication. For insurers, this means that applications are handled by the people with whom they have personal contact. We work quickly and professionally and we process applications immediately. We can accept 90% of the submitted applications. This means that almost everyone can be insured through us.
If there is an increased medical risk, the chance that you can take out insurance via a customised route is many times greater than it is via the “normal” route. At De Hoop we believe that every customer is unique. That is why our medical advisors assess each file personally. We have our own extensive database with figures and experience data and are aware of the latest medical publications and insights.