Estimating medical risks is difficult for insurers. This is just as true now as it was more than a century ago. If anything was wrong, the applicant was rejected. In 1905, a group of insurers in the Netherlands decided that a solution had to be found. They found that insurers were failing in their social role and wanted to change that. Vulnerable people also had to have access to life insurance. NV Levensverzekering-Maatschappij De Hoop was established.
In the more than 115 years of our existence, our mission is still the same. We believe that everyone should be able to take out life insurance and we are happy to help insurers with this. Over the years we have gradually extended our scope to Antilles, Belgium, and the UK. Since 2023, De Hoop has become more active abroad under the name DH Reinsurance.